T. Rowe Price:  This basic “to do” list organizes some of the topics and action steps you'll want to consider. These steps should help you prepare for an informed discussion with your estate planning attorney.

1. Consider putting in place a durable power of attorney, an advance health care directive and organ donor papers.

2. Write down, in your own words, how you want your assets to be distributed after your death. Review all contracts and beneficiary designations you have in force today and confer with your estate planning attorney to see if they will actually accomplish what you intend and offer the appropriate level of control and flexibility. Make sure to update your will/trust periodically.

3. Make sure your plan leaves adequate sources of income for your beneficiaries. Consider purchasing life insurance to account for the loss of your income to any financial dependents.